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Listing provided courtesy of Keller Williams InfinityMREDas Distributed by MLSGrid- MLS# 12663172MLS Provider

418 Terrace LaneOswego, IL 60543

Single Family · 4 Beds · 2 Full Baths · 1 Half Bath · 2,245 Sq. ft. | 0.25 Acres
$425,000 Price Change

418 Terrace Lane Overview

Time on Site:
19 days
Visits:
0

Discover the potential in this spacious 4-bedroom, 2.5-bath home located in the heart of Oswego. Offering a functional floor plan and generous living spaces, this home is ready for its next owner to bring their vision and personal touches. The two-story foyer creates a welcoming first impression, while large windows throughout the home bring in plenty of natural light. With spacious living areas and a functional layout, there's room for everyone to feel right at home. Recent improvements include fresh paint throughout and brand-new carpeting, creating a clean and inviting foundation for the next owner. The partially finished basement adds valuable living space and features a dry bar, making it the perfect spot for a recreation room, home office, workout area, or game-day gathering space. Outside, you'll find a generously sized backyard with endless possibilities for outdoor entertaining, gardening, play areas, or simply enjoying the outdoors. Additional updates include a brand-new air conditioning system being installed this Friday, offering added comfort and peace of mind. Conveniently located near parks, walking trails, shopping, dining, and Oswego's highly regarded schools, this home provides easy access to all the amenities that make the community such a desirable place to call home. Whether you're a first-time buyer looking to build equity or a homeowner seeking space and value, this property presents an excellent opportunity to make it your own.

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418 Terrace Lane Facts & Features

  • Type Single Family
  • Sq. ft. 2,245
  • Price/Sq.ft. $189
  • Lot 0.25 Acres

Details

General

Association/HOA

  • Association Fee: $285.00
  • Association Fee Frequency: Annually
  • Association Fee Includes: None

School Information

  • School District: 308
  • Elementary School: Prairie Point Elementary School
  • Middle Or Junior School: Traughber Junior High School
  • High School: Oswego High School

Building Information

  • New Construction: No
  • Year Built: 2001

Location/Region

  • County Or Parish: Kendall
  • MLS Area Major: Oswego
  • Township: Oswego

Tax Information

  • Tax Annual Amount: $8,716.00
  • Tax Year: 2025

General Information

  • New Construction: No
  • Ownership: Fee Simple
  • Parcel Number: 0319403023
  • Property Type: Residential
  • Special Listing Conditions: None

Interior

Building Information

  • Approx. Total Finished SqFt.: 1100
  • Disability Access: No
  • Total SqFt.: 1100

Parking Information

  • Garage Spaces: 2

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 4
  • Bedrooms Possible: 4

General Information

  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Finished, Partial
  • Cooling: Central Air
  • Fireplaces Total: 0
  • Foundation Details: Concrete Perimeter
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level,In Unit
  • Living Area: 2245
  • Living Area Source: Assessor
  • Rooms Total: 8

Exterior

Parking Information

  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • Parking Total: 2

Lot Information

  • Additional Parcels: No
  • Lot Features: Landscaped
  • Lot Size Acres: 0.255
  • Lot Size Dimensions: 75 x 145
  • Water Source: Public

Waterfront/View

  • Waterfront: No

Building Exterior/Construction

  • Construction Materials: Vinyl Siding
  • Roof: Asphalt

General Information

  • Sewer: Public Sewer

Room Information

Room: Dining Room

  • Level: Main
  • Dimensions: 12X10

Room: Family Room

  • Level: Main
  • Dimensions: 21X22

Room: Kitchen

  • Level: Main
  • Dimensions: 13X12

Room: Laundry

  • Level: Main
  • Dimensions: 9X6

Room: Living Room

  • Level: Main
  • Dimensions: 16X13

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

Room: Bedroom 2

  • Level: Second
  • Dimensions: 13X10

Room: Bedroom 3

  • Level: Second
  • Dimensions: 13X10

Room: Bedroom 4

  • Level: Second
  • Dimensions: 12X12

Room: Master Bedroom

  • Level: Second
  • Dimensions: 18X14

418 Terrace Lane Neighborhood

Community

60543 (OSWEGO) Demographics

38
Median Age
950
Population Density (per sq. mile)
54%
College Educated
$96,794
Estimated Median Income
11,762
Estimated Total Home Owners
1,816
Estimated Total Renters
87% / 13%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

418 Terrace Lane Monthly Cost

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Jim Luxem Jr
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

418 Terrace Lane Market Data

Based on the last 30 days in this zip code

$509,808
Average List Price
$215
Average Price per Square Foot
79
Properties Sold
53
Average Days on Market
284
Properties for Sale
Calculations provided by Reliance Network

418 Terrace Lane History

Date Event Value Agent
6/29/2026Source: MRED Price Reduction
$425,000 -3.4%
6/29/2026Source: MRED Status Change
Price Change
6/16/2026Source: MRED Status Change
Active
6/11/2026Source: MRED Added to Database
June 11, 2026